Insurance Claims (ALE)

Additional Living Expenses

Insurance Claims

Has your home incurred damage prompting an insurance claim? When your home is rendered uninhabitable by a covered loss, part of your insurance known as “Additional Living Expense (ALE)”—also known as Loss of Use—comes forward to pay for your living costs, including temporary housing or hotel accommodations. Typically calculated as a percentage of your home’s value and included in most homeowner, condominium, and even renter policies, ALE insurance ensures you’re reimbursed for the extra expenses during the time it takes to restore your home.

At Silvercrest Realty, we know how overwhelming property damage and rebuilding can be. We are experienced at navigating this situation with clients and can help you secure the right temporary, fully furnished, comfortable housing to ease your transition back home. We can even refer you the right contractors for this type of insurance claim and rebuild process. We partner with all the top-tier insurance companies—including State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, Progressive, American Family Insurance, and many more—to ensure you receive the full support you need. Reach out today by emailing broker@silvercrestrealtytx.com with “ALE” in the subject line.